The decline in headline and core inflation and the weakening economy ensure the BoC will hold rates steady on December 6th. View this email in your browser Good News On the Inflation Front Suggests Policy Rates Have Peaked Today’s inflation report showed a continued improvement, mainly due to falling year-over-year (y/y) gasoline prices. The October […]

For those of us with a flair for aesthetics or a penchant for history, historic homes offer a unique chance to own something special. What is a Historic Home? Typically, for a home to be considered “historic”, it needs to demonstrate rare or outstanding architecture. Typically, historic homes are at least 50 years of age, […]

So, you need a tenant. If you have a basement suite or rental property and you are currently looking for a tenant, there are some things to know! Whether this is your first tenant or you have other rental properties, it is a good idea to familiarize yourself with the specifics to ensure a harmonious […]

Unraveling the Bank of Canada Prime Rate: What You Need to Know Introduction In the world of finance, interest rates play a pivotal role in shaping economic landscapes, influencing lending and borrowing decisions, and ultimately impacting the daily lives of Canadians. The Bank of Canada Prime Rate, often referred to simply as the “prime rate,” […]

6 Things for Co-Signers to Consider. Are you thinking about co-signing on a loan? If you’re looking to help out a family member or loved one, this is a great way to do that as a co-signer can help overcome stress testing and borrowing limits. However, it is important to be aware of the implications […]

Canada’s Inflation at 6.9% in October Supports a December Rate Hike. Bank of Canada Will Not Be Happy With This Inflation Report Not only did the headline CPI inflation rate stall at 6.9% last month, but the core CPI numbers remain stubbornly high. Food inflation–a highly visible component–edged down slightly. Still, prices for food purchased from […]

10 “Must Know” Credit Score Facts. If you are in the market for a home or a new car, you are probably very familiar with your credit score. Lenders are one of the primary users of credit scores and it can have a huge impact on whether you get approved for a loan and just […]

What to Know Before You Sell Your Home. So, you are ready to sell your home! Whether you are up or down-sizing, selling your home can feel like a large undertaking – that’s where we come in. To help make this process as smooth as possible, we have put together a list of a few […]